10 Cheapest Places to Live in New York You’ll Want to Move To!

9. Schenectady, NY – Affordable and Full of History

Schenectady, NY – Affordable and Full of History

Median home price: $204,750

Schenectady is a historic city located near Albany with a lower cost of living. It’s best known for the Stockade Historic District and a growing downtown scene. The city also offers access to parks, the Mohawk River, and several museums. Schenectady is a great place for families and retirees looking for affordable homes in a convenient location.

I’m passionate about helping individuals and families achieve financial freedom through smart, practical, and affordable living strategies. As the founder of EveryDollarCounts, I specialize in sharing actionable tips on budgeting, saving money, and living a more fulfilling life without breaking the bank.

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