7. Troy, NY – A City with History and a Modern Twist
Median home price: $209,250 | Average rent: $1,350
Troy is a historic city along the Hudson River with charming old buildings, cool cafes, and a thriving downtown. It’s home to Troy Savings Bank Music Hall and the Troy Waterfront Farmers Market. Housing here is still affordable, and it’s a great location if you want easy access to Albany without the higher prices.
