3. Utica, NY – Affordable Urban Living with Culture
Median home price: $140,000 | Average rent: $1,600
Utica is one of the best affordable places in New York State for those who love city life on a budget. The cost of living is low, and there’s no shortage of things to do. Explore the Munson Art Museum, walk along the Utica Marsh Wildlife Area, or visit the Utica Zoo. The city has strong roots in Italian and Eastern European cultures, making the food scene a real treat.
